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SUCCESSFUL ENTREPRENEUR » Mindset http://vivamomentum.com GET CLIENTS. BE PROFITABLE Sat, 20 Jun 2015 07:26:22 +0000 en-US hourly 1 http://wordpress.org/?v=4.2.4 GET CLIENTS. BE PROFITABLE SUCCESSFUL ENTREPRENEUR no GET CLIENTS. BE PROFITABLE SUCCESSFUL ENTREPRENEUR » Mindset http://vivamomentum.com/wp-content/plugins/powerpress/rss_default.jpg http://vivamomentum.com/entrepreneur/mindset How To Improve Your Inner Game for Business http://vivamomentum.com/improve-inner-game-business.html http://vivamomentum.com/improve-inner-game-business.html#comments Tue, 11 Feb 2014 12:33:30 +0000 http://vivamomentum.com/?p=4504 Business success is directly tied into understanding that your main obstacle, the thing that stands between you and success, is really your mind and learning how to improve your inner game for business . This is true for me. It is an obstacle that I face even today, and have also battled throughout the years.  […]

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3 things you can do today to improve your inner game for business Business success is directly tied into understanding that your main obstacle, the thing that stands between you and success, is really your mind and learning how to improve your inner game for business . This is true for me. It is an obstacle that I face even today, and have also battled throughout the years. 

A lack of qualities, specifically in regard to business, is what keeps most people from finding success online or off-line. Training your mind to think in a successful manner, developing these habits, is what will lead you to success in your life and business. Progressing toward success, you will see your inadequacies. It will then be your choice to fix them, or fold. Habits like this are things that everyone can develop. You need to know that you can do this.

Let’s look at 3 things you can do today to improve your inner game for business

1     It might be difficult to admit that you have a (or more) weakness but it is important, eventually, to actually take a look there. One of the hardest tasks for everybody is to face our negatives or our weaknesses. Before you can succeed in business you need to understand your personal weaknesses. However, what you want to do is concentrate on your strengths. Work on limitations when you can but make sure that most of your work is done in your strengths. Make a list and write them all down, and then make a conscious effort to make your strengths even stronger. This will help you go farther and get closer to success than trying to spend all of your time fixing yourself.

2   If you find yourself unable to solve a specific problem in your business, approach it in a new way. It’s normal to be reduced to thinking about only a few possible solutions. Each person has just their own perspective but you know that there are lots of ways to look at things. This is when you need to employ leverage by calling in others in your business for some brainstorming. Your ego might make you hesitant to do this but this is a major disadvantage. Set up a meeting with the best minds you’ve got, explain the situation and ask them for whatever might come to mind. You’ll find that, often, the solution is right there.

3   Your business is something that you should never take for granted. Every aspect of it, including employees, are very important. Instead of fixing a problem in the early stages, many companies will ignore problems until something very bad occurs. All of us use computers in some way to run our business. This is a good example of what we are discussing. If you service your equipment regularly, the usual problems will arise. Most companies will consider this a discretionary expense, and therefore will not do it regularly. That’s fine until something critical goes down and production stops. So to avoid unexpected problems that may arise, every piece of critical equipment needs to be maintained regularly.

       John Assaraf is a gifted teacher of business mastery, and the founder of One Coach, a company dedicated to helping small business owners achieve extraordinary results in their businesses and in their lives.

In the video below : watch John Assaraf introducing

“Winning The Inner Game of Money” FREE Webinar

a program who has completely changed my life.

 

 

Photo credit

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How your body language determines the outcome in your business and what to do to change this http://vivamomentum.com/how-body-language-determines-the-outcome-in-your-business.html http://vivamomentum.com/how-body-language-determines-the-outcome-in-your-business.html#comments Mon, 18 Nov 2013 12:53:26 +0000 http://vivamomentum.com/?p=4019 It’s common knowledge that knowing how to read someone’s body language it’s gold and can benefit us in many ways. When it comes to relationships, by mirroring the body language of the person we talk to, we can easily establish a better rapport and communication. When implementing this knowledge in business the outcome of any […]

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body_languageIt’s common knowledge that knowing how to read someone’s body language it’s gold and can benefit us in many ways. When it comes to relationships, by mirroring the body language of the person we talk to, we can easily establish a better rapport and communication. When implementing this knowledge in business the outcome of any interaction can turn into a successful one.

It has been proved that working on body language helped shy speakers transform into competent presenters, and we if you own a business, you know how important our presentation skills are. 

 The question that arises is: how many of us are using body language to influence the way we feel about ourselves? We know that our minds change our bodies but it is also true that or bodies change our minds? Watch Amy Cuddy talking about Wonder Woman, the power positions and also about how can we influence the outcome of our life with simple 2 minutes body language exercises.

 

Question: Did you notice your body language before watching this video ? Are these tips being useful to your business? Please tell us what you think in the comments below.

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I lost my job and I liked it http://vivamomentum.com/i-lost-my-job-and-i-liked-it.html http://vivamomentum.com/i-lost-my-job-and-i-liked-it.html#comments Tue, 12 Nov 2013 10:14:16 +0000 http://vivamomentum.com/?p=4006 Although, in my case was : I quit my job and I liked it, then I struggled until I figured my way out of the struggle and into the flow, I relate very much to Lilou Mace’s story. It reminds me that separation is just an illusion and we all are connected and the same, […]

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Although, in my case was : I quit my job and I liked it, then I struggled until I figured my way out of the struggle and into the flow, I relate very much to Lilou Mace’s story. It reminds me that separation is just an illusion and we all are connected and the same, despite our uniqueness.
Opening your heart to receiving, in the most difficult times in your life is not easy and it takes both practice and courage. “How will I make the money to pay my bills if I follow my passion? “
Taking one step at the time takes lots of faith. There is this saying that goes around (I actually read it on FB , on John Assaraf’s fan page just the other day)  : “People will only pay the price of change when the price of staying the same is greater”.
Are you willing to pay this price?

 

Click on the link below to learn more about Lilou Mace and her book :
I LOST MY JOB AND I LIKED IT: 30-Day Law-Of-Attraction Diary of a Dream Job Seeker (Juicy Living Series)

 

Let us know what you think in the comments below.

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How to get over procrastination and get things done in your business http://vivamomentum.com/how-to-stop-procrastination.html http://vivamomentum.com/how-to-stop-procrastination.html#comments Mon, 04 Nov 2013 12:18:54 +0000 http://vivamomentum.com/?p=3966 Procrastination is putting off until later what we believe we should do now. We avoid doing some tasks because taking action will cause us a certain amount of pain. People procrastinate for different reasons. Dr Ferrari, associate professor of psychology at De Paul University in Chicago -identifies three basic types of procrastinators: Types of procrastinators […]

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avoid procrastination  tips

Photo credit: freedigitalphotos.net

Procrastination is putting off until later what we believe we should do now.
We avoid doing some tasks because taking action will cause us a certain amount of pain.

People procrastinate for different reasons.

Dr Ferrari, associate professor of psychology at De Paul University in Chicago -identifies three basic types of procrastinators:

Types of procrastinators

•Arousal types, or thrill-seekers, who wait to the last minute for the euphoric rush.

procrastinators

•Avoiders, who may be avoiding fear of failure or even fear of success, but in either case are very concerned with what others think of them; they would rather have others think they lack effort than ability.

•Decisional procrastinators, who cannot make a decision. Not making a decision absolves procrastinators of responsibility for the outcome of events.

Read more here : Psychology Today

Understanding the causes of procrastination

Have you ever wondered do people procrastinate?

Some of the most common reasons are :

-Fear of success or  failure. Sometimes we’re afraid we’ll fail. Sometimes we’re subconsciously afraid we’ll succeed;

-Task seems to be overwhelming and don’t feel like we have all the resources to get it done;

-Lack of motivation in doing a task is a common reason for procrastination. For  example : changing the oil in the car, or doing taxes;

-Laziness;

-Lack of focus and fatigue;

-Perfectionism;

-Not knowing where to start and how to do it;

-Lack of interest.

How to beat procrastination- help tips

-Identify your peak hour. We all have a time of day when we are naturally more alert than others. Determine what that time is for you and set appointments to do work that requires concentration during that time window.

Tell people in advance about your intention on completing a certain task. This way you may feel pressured and pushed to finish that task in time in order to avoid embarrassment

Write down a smart to-do list every day and start your day with the task you feel more overwhelmed about. This way you get the heavy stuff done first and the rest of the day feels much easier and fun.

Get motivated : write down a list of goals to accomplish in a week, 6 months, one year, 5 years. Look every day at those goals and think of how procrastination may keep you from reaching those goals.

Break a big task in few smaller tasks. This way you avoid feeling overwhelmed. Start getting done the small tasks.

-Have fun in doing your task. For example, right now , in writing this article I use a mind map and it’s coloured, and I can drag things around and I can play with my ideas and it’s fun. Writing this article does not seem overwhelming at all.

how to stop sprocrastination mind map

Pay for some blocking software. This way you’ll have software keeping you on the track with your tasks. However, keep in mind that anything you install can be overridden/turned off/uninstalled by you. There’s no software substitute for self-discipline.

What are some anti procrastination apps to help you focus and work productively

I like a timer software applications called Focus Booster ( a free desktop and web application). It looks like in the picture below and you can find it here http://www.focusboosterapp.com/

focus booster

Focus Booster uses ‘The Pomodoro Technique’, a time management method that “uses a timer to break down periods of work into 25-minute intervals (referred to as “pomodoros”) separated by breaks and is based on the idea that frequent breaks can improve mental agilityWhen your break ends, it plays a different notification.

-Another clever little app called it’s called Obtract.- Obtract is a Mac app. It monitors the applications you’re using, and the websites you visit. And if it catches you doing something unproductive, it makes you pay by forcing you to solve a maze in order to ‘buy’ that unproductive time.Obtract_anti_procrastination_app

-There are software programs available for purchase as well ,like Concentrate for Macs and Freedom for Macs and PCs

6 super- ways to avoid procrastination

  1. Prioritize daily tasks – When you prioritize, you make sure you accomplish the most important tasks first.

  2. Keep a day planner. Lock out the time you need to accomplish a certain task.

  3. Do that ‘have to’ job first, get the worst out of your way first.

  4. Make a list every morning of what you need to accomplish every day.

  5. Reward yourself for accomplishing tasks.

  6. At the end of the day write down what you have accomplished. This can be rewarding on itself . Plus in time you may always  look for which ways worked best for you to avoid procrastination.

Question: What are your best techniques for avoiding procrastination? Share in the comments below – tips are always appreciated!

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How To Get Into The Flow By Changing Your Mindset http://vivamomentum.com/how-to-get-into-the-flow-by-changing-your-mindset.html http://vivamomentum.com/how-to-get-into-the-flow-by-changing-your-mindset.html#comments Mon, 14 Oct 2013 10:45:12 +0000 http://vivamomentum.com/?p=3792 Do you have the right mindset to grow your business? By Tony Robbins, there are two spiritual needs of all human beings and these are growth and contribution. There are two spiritual needs of all human beings: growth and contribution. Click To Tweet   Watch the video below to learn the four states of mind […]

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Do you have the right mindset to grow your business?
By Tony Robbins, there are two spiritual needs of all human beings and these are growth and contribution.


There are two spiritual needs of all human beings: growth and contribution.
Click To Tweet


 

Watch the video below to learn the four states of mind , what you need to do to get into a state of flow and how to apply all these to your business.

Don’t forget to Like and Share!

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“7 Mantras for Becoming a Money Magnet” by Ali Brown http://vivamomentum.com/7-mantras-for-becoming-a-money-magnet.html http://vivamomentum.com/7-mantras-for-becoming-a-money-magnet.html#comments Wed, 27 Mar 2013 18:39:59 +0000 http://vivamomentum.com/?p=2046   When I mentor my entrepreneur clients, most of them are surprised to discover that I spend just as much time coaching on a correct money mindset as I do on sound business strategies. How you think and feel about money is even more important than how you earn it. But if you don’t think […]

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money magnetWhen I mentor my entrepreneur clients, most of them are surprised to discover that I spend just as much time coaching on a correct money mindset as I do on sound business strategies.

How you think and feel about money is even more important than how you earn it. But if you don’t think and feel wealthy, then you’ll never get to that point.

So you need to think rich, feel rich, and take rich actions to achieve the lifestyle you want and to support the causes (and people) you care about.

Here are seven simple mantras that can help you infuse a healthy mindset into your life and your business.

1. “I am responsible for my financial success, and no one else.
Your financial situation is a direct result of your own actions. If you find yourself blaming other people or circumstances, you are not accepting responsibility. Even worse, you are buying into the notion that you are powerless to change your circumstances. We can’t always control our circumstances. But we can very well control how we respond to them. Wealthy people create their own lives – it doesn’t just happen for them. You need to believe that, too.

2. “I learn about making money from wealthy people.
If you take advice from someone who is struggling to make ends meet, then chances are, you may find yourself in that situation, too. If, on the other hand, you look to successful mentors who have proven they know how to make and manage their money, then you‘re more likely rise to their level. (So next time your well-meaning Uncle Fred tells you to give up on your business, take into account his OWN state of finances!)

3. “I take good care of my money.”
If you can’t manage the money you have, it’s unlikely the universe will bring you more. Your money management system doesn’t have to be complicated—a notebook, pen, and calculator can even get you started. Ignoring your bills won’t help you achieve wealth. But listen up: What you focus on expands, so I don’t want you to focus on your debt! Set up and honor a plan to pay off your debts and bills, but put your focus on creating a positive and healthy net worth. I myself was in tons of debt when I started my first business—so much so that I had to get some credit counseling. It was scary to sit down and add it all up, but awareness was the first step, and with some care, it will only get better from there.

4. “I see opportunities in everything.
While most people see roadblocks and risks every day that prevent them from taking action or doing anything to change their lives, wealthy people see the opportunities. Successful companies like Disney and Trader Joe’s (one of my favorite markets) have flourished during difficult economic times, and you can, too, if you know how to recognize opportunities. As entrepreneurs, we’re blessed to be able to make changes quickly to adjust to market conditions.

When I had the opportunity not just once but twice to spend time with Sir Richard Branson on his private island in BVI, my biggest takeaway was that I never once heard him say “Oh we can’t do that.” He listened to all ideas around him with great interest and consideration. He is about nothing but possibility. It was purely magical to be around him! I left feeling that anything was possible for me, too.

5. “I play to win big.
Small thinking leads to small bank accounts. Big thinking leads to big money. Instead of making it your goal to earn a “comfortable” living, get out of your comfort zone and set higher goals for yourself. I see many women get stuck at one of two revenue levels in their business. One is under $100K. The other is under $300K.

These levels are fine and good for a steady income, but I challenge you to look for ways to leverage what you have to dramatically increase those numbers… without working any harder! There is always a way. And those big leaps in income are what will truly change your life, influence your family’s life, and enable you to make an impact in this lifetime in a powerful way.

6. “I love to receive–especially money.”
Learning to accept gifts can help you learn to accept money. Even something small like learning to accept compliments from others is a good start. Never apologize for your pricing. Know what you are worth, charge what you know you are worth, and don’t be shy about asking for payment. You deserve to be paid upfront or at least on time.

7. “I enjoy giving money to others.
Tithing–the act of giving back to worthy people and organizations–is an important part of the money cycle. When I said “yes” to the opportunity to be featured on ABC’s Secret Millionaire, I was stepping out of my comfort zone in a big way. The experience took me out of my element physically, emotionally, and financially (I gave away $100,000 to some worthy causes and people). I also signed a huge contract that made it clear it was not even guaranteed the show would air afterwards! But, I knew that money would always flow into my life, and I was ready to give back in a big way. When you can share your wealth with others, you’ve truly freed yourself from letting money limit you.

One of my original business mentors, Dan Kennedy, taught me that the “hole” you invest through, spend through, and give through, is the same hole you receive through. If you invest and give small, you get small. Start looking for ways to invest in yourself and your business, and ways to give back at the same time. It’s one of the biggest blessings we have as entrepreneurs!
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Millionaire entrepreneur mentor Ali Brown teaches women around the world how to start and grow profitable businesses that make a positive impact. Get her FREE CD and articles at www.AliBrown.com

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“Do You Know Your Weak Spots? Here’s How to Identify Them and What You Should Know” by Ali Brown http://vivamomentum.com/quiz-weak-spots.html http://vivamomentum.com/quiz-weak-spots.html#comments Mon, 04 Mar 2013 20:16:40 +0000 http://vivamomentum.com/?p=1983 Published on Mar 4, 2013by Gabi Hirina As entrepreneurs, we pride ourselves on our individualistic natures and the strength it takes for us to show up every day and run our businesses. But once we step into a big role, even we can’t escape those humbling moments where we come face to face with our […]

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Published on Mar 4, 2013by Gabi Hirina

weak spotsAs entrepreneurs, we pride ourselves on our individualistic natures and the strength it takes for us to show up every day and run our businesses.

But once we step into a big role, even we can’t escape those humbling moments where we come face to face with our inherent weaknesses.

Some of us are brilliant at motivating our team, but get a little sloppy when tending to little details.

Others shine at ironing out inefficiencies, but aren’t so good at big-picture innovating.

These inconsistencies are what make us human. And while it might be hard to fess up to our weaknesses, bringing them to light is exactly what we need to do in order to make sure our businesses succeed.

The quiz below will help you identify your weak spots as a business owner. Pick the best answer, and get ready to learn what lies beneath your personal and professional quirks:

1. You’re most motivated when you are:
a. Following your bliss.
b. Feeling aligned with your short and long-term goals.
c. Following a regimen that you know will get you specific results.

2. You’re deciding a new color palette to represent your brand:
a. You pick out your favorite colors — the ones that make you feel happy.
b. You rely on your designer’s advice. After all, she’s the best in town.
c. You stick to the same color family that best represents your brand.

3. You are about to make a speech and you realize you’ve misplaced your notes. You:
a. Breathe deeply and wing it.
b. Ask for a short postponement and have your office fax your notes over to you.
c. Apologize and switch to another well-remembered speech.

4. What’s your ideal way to brainstorm with your team?
a. You come up with all the ideas, and your team executes.
b. Your team brainstorms, and you pick the winning idea.
c. You brainstorm with your team, and the best idea wins.

5. Your loyal clients would best describe you as:
a. Creative, eccentric, and free-spirited.
b. Warm, personable, and adaptable.
c. Reliable, punctual, and professional.

6. It’s Wednesday morning, and you get an emergency call that requires that you leave town the same night to be gone through the weekend. You:
a. Leave everything right where it is. You’ll deal with work when you get back.
b. Call your team immediately and delegate as many tasks out as you can.
c. Try to crank out as much as you can, and then take the work with you on the plane.

7. Out of the ten great ideas you jotted down in 2010, how many were actually realized:
a. One to two (You had twenty ideas and couldn’t decide).

b. All ten (but you have to check with your team to see the status).
c. Three to five (You were too busy to do all ten).

8. Your employees would describe you as:
a. Fun and unpredictable, but a little possessive.
b. Nurturing and trusting, but a little indecisive.
c. Hard working and reliable, but a little rigid.

Mostly As:
Your strength is: you trust your instincts. This confidence allows you to think on your feet, and it carries you through the inevitable uncertainty that comes with running a business.
Your weak spot is: you let your emotions drive your decision-making, which might feel good in the moment, but could alienate you from your team and your clients. Work on staying focused enough to communicate your ideas properly, and try to engage a bit more to make sure that your projects are on track and things are running as smoothly as they could be.
Keep in check: Your ego, which clouds your judgment often.

Mostly Bs:
Your strength is: you are a natural team player. You probably have a tight-knit team that feels like family, and your sincere nature forges solid client relationships. Your people skills allow you to shine at business development.
Your weak spot is: You second-guess yourself quite often and place important decisions in other people’s hands.  Work on trusting your instincts a bit more, and don’t be afraid to take the reigns in situations where you must lead your team.
Keep in check: Your people-pleasing tendencies, which can undermine your leadership position.

Mostly Cs:
Your strength is: you are highly organized and your business appears flawless. You run a tight ship and aren’t afraid to roll up your sleeves and dig in whenever and wherever necessary.
Your weak spot is: you can’t let go, and it’s likely that you’re tearing your hair out behind the scenes to make sure everything’s running perfectly. Work on delegating a few tasks to someone else, and be patient as you train them to become the right hand you need.
Keep in check: Your inability to handle uncertainty, which is very likely preventing you from moving your business to the next level.

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Millionaire entrepreneur mentor Ali Brown teaches women around the world how to start and grow profitable businesses that make a positive impact. Get her FREE CD and articles at www.AliBrown.com
Photo credit : http://www.freedigitalphotos.net/

 

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Quiz: “Your Money Style” by Candace Bahrand and Ginita Wall http://vivamomentum.com/quiz-your-money-style.html http://vivamomentum.com/quiz-your-money-style.html#comments Mon, 04 Mar 2013 15:05:11 +0000 http://vivamomentum.com/?p=1972 Published on: Mar 4, 2013 by Gabi Hirina YOUR MONEY STYLE QUIZ Excerpted from the book It’s More Than Money-It’s Your Life: The New Money Club for Women. By Candace Bahr, CEA, CDFA and Ginita Wall, CPA, CFP 1. You lucky devil! Upon arriving in Las Vegas for a week-long vacation, you win $1,000 on […]

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Published on: Mar 4, 2013 by Gabi Hirina

money style

YOUR MONEY STYLE QUIZ

Excerpted from the book It’s More Than Money-It’s Your Life: The New Money Club for Women. By Candace Bahr, CEA, CDFA and Ginita Wall, CPA, CFP

1. You lucky devil! Upon arriving in Las Vegas for a week-long vacation, you win $1,000 on your first bet. What do you do?
a. Wire the money to your tax-free bond fund immediately and stick to your pre-arranged spending plan for the rest of the trip.
b. Put it all on the next turn of the wheel or luck of the draw.
c. Spend it all on shows, restaurants, and spa treatments before you leave town.
 
2. When shopping at your favorite store, you spot the perfect pair of pants. They suit you to a T! Only one problem: they are way out of your budget. What do you do?
a. Buy them before your conscience says no. Plastic is power!
b. Mutter under your breath about the store’s outrageous prices and wait for the pants to go on sale.
c. Buy them, agonize over your purchase all night long, and then take them back the next day.
 
3. Good news arrived in today’s mail! You have inherited $10,000 from crazy old Aunt Minnie, whom you have never even met. You:
a. Start booking your vacation to Tahiti.
b. Increase your pre-tax contributions to your retirement plan.
c. Put it in your checking account to pay bills.
 
4. When it comes to saving money, you:
a. Can’t do it to save your soul.
b. Have set up a system that works for you.
c. Make (and break) a new savings plan every other month.
 
5. Honestly, how do you drive your car?
a. Cautiously and safely-you are a defensive driver.
b. Quickly and aggressively-you don’t let anyone get in your way.
c. Anxiously and hurriedly-there are a lot of crazy drivers out there.
 
6. If you could choose any one of the following occupations, regardless of income, it would be:
a. Best-selling poet and novelist.
b. Stuntwoman.
c. Supreme Court Justice.
 
 7.

Regarding money, your best wish for your children is that:

a. They learn to control their spending. Someone’s got to.
b. They have good luck. That’s what it really takes to make it in this world.
c. They have a good education. They’ll need to work hard to find a good profession.
 
 8.

Money-wise, what do you look for in a mate?

a. A stable income and a conservative investment style.
b. A hot car in his driveway and a lot of shiny plastic in his wallet.
c. A lack of concern for material things.
 
9. When you think of your retirement, you:
a. Cross your fingers, close your eyes, and begin to pray.
b. Hope your investment plans work out.
c. Can’t wait for the party to begin-I hear the weather is lovely in Florida this time of year!
 
10. Your worst money problem is your:
a. Lack of financial education.
b. Shopaholic tendencies.
c. Procrastination.
 
11.  Your worst fear about money is:
a. Being awakened by the sound of creditors underneath your bedroom window, baying for blood.
b. A tremendous stock and real estate market crash reducing your net worth by 90 percent.
c. Realizing that you are 55 and have no assets other than your car.
 
12. If asked how much is in your bank account right now, you’d say:
a. “Do you want me to include the outstanding checks not yet posted to the account?”
b. “I’m not sure of the exact balance.”
c. “I hope I didn’t bounce any checks this week.”
 
 13.

When you get a retirement account statement, you:

a. Check it over very carefully.
b. Give up trying to figure it out after a few minutes.
c. Toss it in a drawer and assume the company must be right.
 
14. A quality that you admire in yourself is:
a. Punctuality-you’re always on time.
b. Spirituality-you’re not a money-grubber
c. Vivacity-you’re the life of the party.
 
15. The reason you don’t have as much money as you want is:
a. You’re too cautious. You miss out on great investments because you don’t want to take a risk.
b. You throw it away. You keep buying things you don’t really need.
c. You’re not really sure why you don’t have as much money as you want.
 
16. Guests are arriving for Thanksgiving dinner in one hour. In the kitchen, you’re:
a. Frantic, messy, and creative-you’re trying to perfect a new recipe you created just for this occasion.
b. Disorganized, frustrated, and slow-you know that the turkey is around here somewhere!
c. Organized, fast, and clean-everything’s in the oven already and you just setting up a few last minute details.
 
17. When entertaining, you like:
a. Spontaneous bashes with a few hundred of your closest friends.
b. Well-planned parties for your monthly dinner group.
c.  Informal get-togethers with friends in the great outdoors.
 
18. Your attitude toward life is best summed up with the phrase:
a. A stitch in time saves nine.
b. He who laughs last laughs best.
c. Ignorance is bliss.
 
19. When tipping in a restaurant, you:
a. Tip in accordance with the quality of the service. You reward good servers and punish bad ones.
b. Tip lavishly. You expect to get the best service in the house next time.
c. Tip well even if the service is mediocre. You don’t want to embarrass the server.
 
20. What you don’t know about money:
a. Can’t hurt you.
b. Can be learned.
c. Will catch up with you one way or another.

Scoring:
In the chart below, circle the letter (H, A, or S) to which each of your answers corresponds. Then count the number of circles for each type and fill in the blanks next to each type. The type with the highest number is your money style.

  C
1.  H S A
2.  S H A
3.  S H A
4.  S H A
5.  H S A
6.  A S H
7.  S A H
8.  H S A
9.  A H S
10.  A S H
11.  S H A
12.  H S A
13.  H A S
14.  H A S
15.  H S A
16.  S A H
17.  S H A
18.  H S A
19.  H S A
20.  S H A

 ______ Hoarder
______ Avoider
______ Splurger

Rating:
From the scores above, you can see which of the money styles dominates your personality.

The Hoarder 

The Hoarder is deeply attached to her money. Her hobby is saving money, and she loves to see her bank account grow. She is also apt to clip coupons, set budgets, and prioritize financial goals, although she may not be inclined to take on much risk. The Hoarder keeps her money “safe in the bank,” never considering that inflation is eating away at her savings every day. She is less concerned with having money now than with her security in the future, and although she appears successful, she often worries that she may outlive her money and end up in poverty.

The Hoarder also has a hard time spending money on herself and her loved ones, especially on luxury items or things that offer only short-term gratification. Many Hoarders worry about money and feel that they will never have enough to feel secure. Others channel their thrifty tendencies into bargain hunting, always looking for the big sale. Getting a bargain makes her feel great, but finding out there was a better deal elsewhere makes her feel awful. Whatever outlet she uses to channel her anxieties, the Hoarder attempts to assert financial control of her life by focusing on details, and she is usually apprehensive about making mistakes.

If you are a Hoarder: With obvious exceptions, the Hoarder is onto a good thing. Financial security is essential for creating and building self-esteem. But too much hoarding can be destructive and can lead to inner turmoil and bitter conflicts with family and friends.
If you are a tried-and-true Hoarder, you can take three positive steps toward a secure future:

  1. Systematically examine your financial situation and assess your goals; then decide how much money you will need to reach your goals.

  2. Take more risks with your money to gain greater rewards; make your money work as hard as you do. For example, channel the energy you might use looking for bargains into researching appropriate investment options for your financial goals and risk tolerance.

  3. Once you know what you need to reach your goals and you have your money working for you, enjoy life! After saving and investing for your future, spend the remainder without guilt or anxiety.

The Avoider 

The Avoider has trouble dealing with her finances, whether balancing her checkbook, budgeting, paying bills or investing. She may have a fear of money that stems from a lack of self-confidence in dealing with financial transactions. As a result, the Avoider prefers to ignore the issue of money rather than confront her anxieties and take control of her finances.

Alternately, the Avoider might believe that money is evil and has the power to corrupt. She feels that having too much wealth or making a profit on investments means she is being greedy or selling out on her values and beliefs. Avoiders are not inclined to keep tabs on their current spending or invest for the future, and they may alienate their loved ones with their self-righteous attitude toward wealth.

If you are an Avoider: First, you need to take an honest look at why you’re evading the issue of money. Do you feel like you lack the knowledge to make informed financial decisions? Or do you think that money and material possessions are superfluous, and want to follow a more spiritually virtuous path of poverty?

If it’s a lack of self-confidence that’s standing in your way, make an effort to learn about financial planning. You can find both basic and detailed information in books such as this one, magazines and newspapers, and through the Money Club website. If you haven’t already joined a Money Club, start your own with a few of your friends. In the Money Club, you can figure out which financial issues need to be addressed immediately, like learning to balance your checkbook, and paying your bills on time, and which you can tackle in the near future, like researching different mutual funds for your retirement plan.

If you think money is the root of all evil, remember that you can do a lot of good with your wealth, and there is no sin in success. Consider investing in socially responsible companies or creating a charitable fund in your own name. And recognize that having money affords you the opportunity to help the people and causes that are nearest to your heart. You don’t have to live extravagantly, but you shouldn’t jeopardize your future security either.

The Splurger

The Splurger’s credit cards are her best friends, but like some friends, they frequently talk her into spending money she can’t really afford. The Splurger hates to limit herself-after all, she works hard for her money, and deserves to have money make her feel good. At the same time, however, she might feel frustrated that all her hard work hasn’t garnered her more spectacular financial rewards, and she often splurges to cheer herself up or make herself feel more successful. Splurgers have a hard time budgeting, and difficulty delaying gratification in the present to save for the future.

The Splurger is also prone to fantasies of financial rescue, and fears achieving success on her own, afraid that she will give up a certain emotional dependency that has been keeping her from being self-supporting. While she waits for the miracle person or event that will solve her financial woes, the Spender may spend most of what she has at her disposal, or rack up a hefty amount of debt.

If you are a Splurger: Although money is tightly intertwined with the Splurger’s definition of success, Splurgers never feel they have enough money, or seldom have a clear perception of what money is. For many Splurgers, money is also a measure of love and approval. The Splurger uses money to make herself feel good, but when splurging undermines her financial security, it’s time to get a grip on it.

If you share some of these characteristics, reward yourself for good performance with occasional splurges rather than all-out spending binges. Or perhaps you can learn to enjoy making sound financial purchases: Splurge on some smart investments that will grow in value in the future, rather than buying more clothes you don’t need.

Similarly, instead of lavishing money and gifts on others, concentrate on building personal relationships on foundations other than money. Invest your time and your attention in your relationships with others, and invest your money in yourself. You will achieve considerably more satisfaction on both fronts.

Our thanks to Olivia Mellan, whose groundbreaking work in this area appeared in her bookMoney Harmony: Resolving Money Conflicts in Your Life and Relationships (Walker & Co., 1994)

 

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QUIZ:” How Productive Are You?” by Ali Brown http://vivamomentum.com/quiz-how-productive-are-you.html http://vivamomentum.com/quiz-how-productive-are-you.html#comments Mon, 04 Mar 2013 03:54:00 +0000 http://vivamomentum.com/?p=1964 Published on Mar 4, 2013 by Gabi Hirina Take the quiz and find out! And as you answer each question, be truly honest with yourself. Your answers can shed a light on your weak spots, and help you determine where you have room for growth. For each statement below, choose the best answer. 1. The […]

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Published on Mar 4, 2013 by Gabi Hirina

productiveTake the quiz and find out! And as you answer each question, be truly honest with yourself. Your answers can shed a light on your weak spots, and help you determine where you have room for growth.

For each statement below, choose the best answer.

1. The very first thing I do when I sit down at my desk to work is:
A. Go over my priorities for the day and/or week
B. Check my email
C. Catch up on any leftover work from the day before
D. Sip my coffee and read today’s headlines

2. My workspace can best be described as:
A. ”Tidy”, papers filed away, with only the day’s projects out to review
B. ”Creative”, half-finished projects on the floor, messy in a charming way
C. ”Zen-like”, no papers in sight, except for my planner and my timer
D. ”In progress”, right now it’s my dining table, and my papers are kept in another room

3. If I were to estimate the amount of time I spent on Facebook & Twitter, for WORK, I would say that I use it everyday for:
A. 2 hours total
B. 4 hours total
C. 1 hour total
D. Not sure how much time I spend on social media

4. Here’s how I tend to get most of my work done:
A. In blocks of time, where I know I work best
B. I’m deadline driven, so I usually get productive at the last minute, as needed
C. I have a tight schedule and knock off assignments as I’ve planned it
D. I usually take advantage of moments when I feel like working

5. When I delegate a task, this is what usually happens:
A. I usually just hand them the project up front, and try to manage/improve things as we work together
B. I don’t necessarily save any time, because I like to keep close tabs on what the person is doing
C. I end up doing it myself because no one does it the way I want
D. I take a hands-free approach. I might not LOVE the results, but at least I have more time to enjoy my life

6. For the most part, my pace at work feels:
A. Productive, I usually feel good about how I spend each day
B. Inconsistent, if I have a chaotic few days, I give myself a holiday the next day
C. Overwhelming, I never feel like there is enough time to get it all done
D. Slow, I have a hard time staying focused and take a lot of breaks

7. When I feel stressed at work, I:
A. Take a 10 to 20 minute break, and come back to my desk and refocus
B. I allow myself to shut down, and leave my desk until I feel better about things
C. Push through it. Even though I know it’s not my best work, I get it OFF my list
D. I’m not sure how I handle stress

8. I want to be the kind of entrepreneur who:
A. Always works solo, no employees, and maybe just an accountant
B. Is very hands-on with my team and helps with all tasks from the ground up
C. Is like a manager, with clear-cut deadlines and roles assigned to everyone
D. Has set up an automated business, where 90 % of the work is delegated

Mostly As = A rare breed! You have a clear understanding of what you want and NEED to get done, and you use your time wisely to maximize results. You could probably benefit from outsourcing and delegating a few more things, so you free up your time to focus on big-picture vision type of work. Save your mental energy on money making strategies for your business.

Mostly Bs = Creative and impressionable. You usually work through a few key items on your to-do list, but are easily derailed by interruptions, people, and your emotions. You could benefit from managing your reactive tendencies, and setting clear short-term goals for yourself so you stay on track.

Mostly Cs = Control freak! This is a danger zone, because you might FEEL busy every day, but it’s likely you are spending your time on the little things, rather than the big-ticket priorities that are KEY to growing your business. You must practice the art of letting go, so you can leverage other people’s talent and tap into your own creative flow. You might run a tight ship, but your job as a business owner is to navigate your team to success, not sink your business with petty detail-overload.

Mostly Ds = Loosey goosey. Okay, my guess is that you are treating your business like a hobby. Or, you are just starting out and are not used to managing your own time. It can be tricky to learn how to structure your days and find the discipline to be your own boss. If you are serious about becoming a successful business owner, you must remember your #1 priority is to make money, and that one main goal should be your guiding light every day. Once you get clear on your business’s objective, you can start incorporating time management and productivity strategies.

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Millionaire entrepreneur mentor Ali Brown teaches women around the world how to start and grow profitable businesses that make a positive impact. Get her FREE CD and articles at www.AliBrown.com

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Quiz: “Do You Believe in YOU?” by Ali Brown http://vivamomentum.com/do-you-believe-in-you-2.html http://vivamomentum.com/do-you-believe-in-you-2.html#comments Mon, 04 Mar 2013 03:18:48 +0000 http://vivamomentum.com/?p=1952 Published on Mar 4, 2013 by Gabi Hirina We all have days when we feel less than on top of our game, shrinking and self-doubting, but are you spending too much time on the bottom? For women, entrepreneurship is an extraordinary personal journey as well as a profitable one. You’ll need to believe in yourself […]

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Published on Mar 4, 2013 by Gabi Hirina

Do you believe in you quizWe all have days when we feel less than on top of our game, shrinking and self-doubting, but are you spending too much time on the bottom?

For women, entrepreneurship is an extraordinary personal journey as well as a profitable one. You’ll need to believe in yourself more than ever before!

So, let’s do a little check-in right now, by taking this quiz to find out how confident you really are.

1. You’re face to face with a potential client who loves your product or service, but they want you to reduce your quote by 20%. You’ve been chasing this client for months. What do you do?

a. I politely thank them for their time, decline, and leave.
b. I tell them that I need to re-work the figures and consider some options, and I’ll get back to them the following day.

c. I say, “Sure. Okay.”

2. How do you feel about your ability to achieve your goals in life?

a. Excellent, I’m well on my way.
b. I could use a lot more focus… and maybe some talent to boot!
c. There is no point in setting goals for myself. I hardly ever follow through.

3. You’re at a networking event and you desperately want to meet the keynote speaker. What do you do?

a. I walk straight up to the speaker, smile, and introduce myself.
b. I ask someone to introduce me to them.
c. Nothing. I wouldn’t know what to say.

4. How do you view your body?

a. I’m where I want to be and am comfortable with myself.
b. I could lose a few pounds.
c. I’m ashamed to be seen in public.

5. You’ve been planning a trip with your honey for a while, but now your family is asking you to do something with them that weekend. Their task could easily be rescheduled. What do you do?

a. I stand up for what I want to do and ask my family to reschedule.
b. I try to take care of my family’s demands before I set out on my trip, delaying it if necessary.
c. I cancel my plans—family comes first, no matter what.

6. How would your rate yourself in terms of how critical you are to your clients?

a. They need me more than I need them.
b. They will never replace me because I constantly keep in contact with them.
c. I’m not sure.

7. How do you view your future?

a. I’ve accomplished every one of my goals and have established a pleasant life for myself.
b. I’ve accomplished some goals, but others I had to let go. Life is about compromise, after all.
c. I’m not sure where I’m going and what I really want.

8. How well do you trust yourself to make decisions about your future?

a. No one knows what’s best for me but me.
b. My own opinion has weight over everyone else’s.
c. I think that other people often have more insight than I do on how to best navigate my future.

9. I’m a person who gets what she wants.

a. Right on!
b. Well… sometimes. When I deserve it.
c. I try to be satisfied with what I already have.

10. My overall feeling about my life is:

a. Contentment and excitement.
b. Worry and courageous resolve.
c. Frustration and regret.

Your Score:

For every “A” answer, award yourself 3 points. For every “B” answer, 2 points, and for every “C” answer, you get 1 point. Add them all together and find out your results below!

26-30 “The Warrior”: You’re quite the confident one! There is no task that you fear, no obstacle that can stand in your way, and no challenge that you’ll let go unmet. Your confidence may in fact be your greatest asset in life, so hold on tight to it!

16-25 “The Waffler”: You have a fairly healthy degree of confidence in yourself and your abilities. While you might sometimes hesitate, not knowing whether or not you’ll succeed at a task, you always give it the old college try. If you want to succeed, work to strengthen your inner resolve and learn to trust yourself more.

10-15 “The Wallflower”: You may be suffering from a serious lack of self-confidence in your life. No doubt this is holding you back from the success you deserve. Take some time to re-assess your life and focus on those things that you like about yourself, and your proudest achievements.
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Millionaire entrepreneur mentor Ali Brown teaches women around the world how to start and grow profitable businesses that make a positive impact. Get her FREE CD and articles at www.AliBrown.com
Photo credit  http://www.freedigitalphotos.net/

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“Do you have the opportunity to do what you do best every day?

Chances are, you don’t. All too often, our natural talents go untapped. From the cradle to the cubicle, we devote more time to fixing our shortcomings than to developing our strengths.

To help people uncover their talents, Gallup introduced the first version of its online assessment, StrengthsFinder, in 2001 which ignited a global conversation and helped millions to discover their top five talents.

In its latest national bestseller, StrengthsFinder 2.0, Gallup unveils the new and improved version of its popular assessment, language of 34 themes, and much more (see below for details). While you can read this book in one sitting, you’ll use it as a reference for decades.

Loaded with hundreds of strategies for applying your strengths, this new book and accompanying website will change the way you look at yourself–and the world around you–forever.

Available exclusively in StrengthsFinder 2.0:
(using the unique access code included with each book)

* A new and upgraded edition of the StrengthsFinder assessment
* A personalized Strengths Discovery and Action-Planning Guide for applying your strengths in the next week, month, and year
* A more customized version of your top five theme report
* 50 Ideas for Action (10 strategies for building on each of your top five themes)”

 

 

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